Financial stress social workers face often gets reduced to one simple explanation: low pay. You chose social work because you wanted to help people. You knew the salary wouldn't be impressive. You were okay with that trade-off. But somewhere along the way, the financial stress became unbearable. Maybe you're carrying student loan debt that feels insurmountable on a social worker's salary. Maybe you're watching colleagues leave the profession because they can't afford to stay. Maybe you're working a second job just to cover basics, which means you have less energy for the clients who need you most. Or maybe, and this is the part nobody talks about, you're financially stable by most measures, but you still feel financially stressed. You make decent money for social work. You have savings. You're not in crisis. Yet you feel anxious every time you think about money. You can't enjoy your paycheck. You avoid looking at your accounts. You feel guilty spending on yourself. Here's what … [Read More...] about Financial Stress Social Workers Face: Why Low Pay Isn’t the Whole Story








